Search This Blog

Wednesday, September 22, 2021

Are You Covered if Your Dog Bites Someone?

By Catherine Powell

Image courtesy Pixabay

Being a dog owner myself, I’m always ready to field questions about whether a dog bite is a covered claim on homeowner’s insurance.  Face it, any dog can bite, whether it’s a pit bull or a chihuahua.  If a dog feels its territory has been violated or if it senses fear or aggression on the part of a stranger, there’s always the potential for a bite to occur.  Depending on the severity of the attack and the breed of dog involved, a dog bite can come back to bite the owner if the victim decides to take the matter to court.  While it’s true that the personal liability and medical coverage contained in your homeowner’s policy can potentially pay for medical and legal expenses were your dog to bite someone, the fact is not all dog bites are a covered claim. The only way to know whether you’re covered is to either read your homeowner’s policy carefully or talk to your agent to find out for sure.  The four factors to be most concerned with are coverage, limits, location, and exclusions.

Thursday, September 16, 2021

10 Most Common Homeowner’s Insurance Claims

By Catherine Powell

Image courtesy Pixabay

If you own a home, you probably have homeowner’s insurance.  That’s because you need to protect one of the biggest investments you’ll ever make.  While owning a home has its benefits, if storm, fire, or flood happens to hit your home, you could suddenly find yourself in dire straits.  That’s where homeowner’s insurance comes in handy to help you weather the storm and make your property whole again.  If you were wondering which homeowner’s insurance claims are the most common, here are the top-10.

Tuesday, September 7, 2021

How Does FEMA Help When Disaster Strikes?

 By Catherine Powell

Image courtesy Pixabay

If you’ve been reading the newsfeeds for the past few days, you’ve probably been following the trail of destruction that Hurricane IDA and the western wildfires have caused.  Being that all of us who live in Florida have had to deal with both these scenarios in the past couple decades, you might wonder if your home takes a direct hit, how much help can you expect from the federal government.  Below are some of the things I discovered about the Federal Emergency Management Agency, better known as FEMA.

Are You Covered if Your Dog Bites Someone?

By Catherine Powell Image courtesy Pixabay Being a dog owner myself, I’m always ready to field questions about whether a dog bite is a...