Insurance Considerations Following a Divorce

 By Catherine Powell

Image courtesy Pixabay

As I've pointed out in many blogs, insurance is based on risk.  That risk is based on statistics. When it comes to marriage, there's a 40-50% statistical risk of divorce with a first marriage and a 60-67% risk of divorce with a second marriage.  That being said, if you ever wind up in divorce court, there are a few things you need to know about your existing insurance coverage before you untie that matrimonial knot.  Below is my top-10 list of insurance considerations for divorcees.

10 Ways to Talk Your Way Out of a Traffic Ticket

 By Catherine Powell

Image courtesy Pixabay

Nobody likes to get pulled over for a traffic violation.  Yet what you say and do in the next few minutes can mean the difference between being given a warning or a ticket.  Getting ticketed cannot only cost you money, but the infraction can also cost you time as well.  That's because getting a ticket can mean taking the time to either fight it in court or attend traffic school. It can also spell the potential for causing your insurance rates to rise.  If you'd like to avoid all of these sticky situations, below are ten things you need to consider the next time you see those flashing blue and red lights pull behind your vehicle.

How Secure are Home Security Cameras?

 By Catherine Powell

Image courtesy Pixabay

If you were following the news around the holidays, you may have caught the Fox 30 piece about porch pirates who were captured on video stealing packages.  While this kind of larcenous behavior is nothing new, the proliferation of home security cameras has made it easier for home and business owners to catch thieves in the act.  This not only gives law abiding citizens evidence to use in court when the culprit is caught, but some web-enabled systems allow owners to alert law enforcement while the crime is taking place.  While user-friendly technology is making it far easier to secure your possessions, some systems can be used to spy on the same home and business owners who installed them.  If you own or are planning on acquiring home security cameras for your property, you need to know a few things about that eye-in-the-sky.

Spoofed Call Scams Are No Joke

 By Catherine Powell

Image courtesy pxhere

In this high-tech world of ours we're all at risk of being scammed.  In previous posts I've revealed all kinds of ways that con artists use technology to rob consumers and small business owners blind.  In this week's blog I'll reveal how phone rooms run by international criminal enterprises are now using sophisticated techniques to fool the average citizen. All too many victims are being conned into revealing sensitive information, while others are being duped into transferring money directly to these crooks.

10 Tips for Photographing the Scene of an Accident

 By Catherine Powell

Image courtesy Pixabay

They say a picture is worth a thousand words.  In the insurance industry it can be worth a thousand dollars or much more.  When it comes to filing an insurance claim, the devil is in the details.  Forget to fill in the blanks and you risk getting less than you expect or you can have a claim denied.  Providing your insurance company with everything it needs to properly assess the damage and  process your claim can be simple or it can be complicated.  Fortunately, every consumer carries a device that makes claims processing a snap.  I'm talking about your smartphone.  In this week's blog I'll tell you what you need to know when it comes to documenting a car accident claim with photographs.

Dealing with Insurance Adjusters

By Catherine Powell

Image courtesy of Pix4free

As they say, "Into every life a little rain must fall."  In my industry, falling rain is known to cause property damage and traffic accidents.  Should either of these befall you, it will likely trigger an insurance claim that will in turn require a property and casualty adjuster to resolve.  This kind of adjuster is tasked with investigating and settling homeowner and auto insurance claims.  The better you understand the process used by this type of adjuster, the better the result and the less stress you will go through while waiting for your claim to be processed.   Below are ten things you need to know to deal with insurance adjusters.

Can Cryptocurrency Be Insured?

 By Catherine Powell

Image courtesy Pixabay

FTX founder & CEO Sam Bankman-Fried indicted for fraud? Cryptocurrency player BlockFi filing for bankruptcy?  A-List celebrities including Madonna, Justin Bieber, Paris Hilton, Jimmy Fallon, Serena Williams, & Kevin Hart named in class action lawsuit against cryptocurrency startup Yuga Labs?    If you've invested in or are considered investing in cryptocurrency, you may wish to know how exposed you are to market volatility.  You may also want to know if you can hedge your bet when it comes to crypto investments.  If that's what's keeping you awake at night, here's what you need to know.