By Catherine Powell
The reason most people buy insurance is to
make themselves whole again after disaster strikes. Whether the disaster comes n the form of a
fire, a theft, a broken pipe or an act of God is immaterial. When something totals your car, a thief steals
something you prize, or a fire burns your home or RV to the ground, most folks
assume that their insurance will pay to replace what they lost with something
of equal value, or give them the cash equivalent. The problem is that it's not always how the
story goes as you’ll discover in this week’s blog.