Should You Consider Switching Your Home Business to Commercial Insurance?

 By Catherine Powell

 

Image courtesy Pixabay

Homeowner’s and auto insurance are terrific ways to cover your personal assets from such things as fire, theft and acts of God.  However, if you use either your home or your personal vehicle for business purposes, you had better be aware that there are built-in exclusions that could leave you holding the bag should you need to file a claim.  For those of you who run a small business out of your home or moonlight as an Uber or Lyft driver, this blog will show you what you need to do to keep your business from putting you in the poor house.

Ten Things Newlyweds Need to Know About Insurance

 By Catherine Powell

Image courtesy Pixabay

If you’ve recently wed or are within months of tying the knot, there are some things you need to know when it comes to insurance.  The good news is that combining households can represent a substantial saving when it comes to insurance.  The bad news is you may need to add some additional coverage to better protect the assets your new household represents.  Either way, I thought I’d give you some food for thought along with congratulations for keeping the age-old tradition of matrimony alive and well.

10 Ways to Save on Auto Insurance

 By Catherine Powell

Image courtesy Pixabay

Other than a home, a car is one of the costliest purchases an individual can make.  It’s also one of the costliest to insure.  If the high price of auto insurance is making you lose sleep at night, I want to share with you ten ways you can save money without watering down the coverage you already possess.

What's So Special About Specialty Insurance?

 By Catherine Powell

Image courtesy Pixabay

Insurance is a wonderful way to protect you, your loved ones, and your property from high-risk situations.  Worried about losing your belongings to a burglar a house fire, a storm or a lawsuit that occurs when a guest falls down your stairs?  Homeowner’s insurance is designed to cover these losses.  Do you lose sleep wondering what would happen if you woke up tomorrow only to discover your prized roadster had been vandalized or stolen by thieves in the night?  Auto insurance can help you either get your car looking like new, or help you buy a new one.  While basic insurance can take the sting out of everything that can happen should you rent a room or own a business, there are times when the things you want to protect fall outside the range of common insurance products.  That’s when specialty insurance can be used to bridge the gap.  Below are ten examples of specialty insurance products that can help you cover the things you love and/or fear most.