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Wednesday, March 23, 2022

What’s Covered After a Natural Disaster?

 By Catherine Powell

Image courtesy Pixabay

Anyone who lives in Florida realizes that natural disasters can crop up at a moment’s notice.  Everything from hurricanes and tornadoes to floods and wildfires have in the past caused families to lose everything they own in the Sunshine State.  Before the next named storm or summer brushfire threatens your home and everything contained in it, there are a few things you need to know about what’s covered and what’s not on your homeowner’s policy.

Wednesday, March 16, 2022

Does Owning an Electric Vehicle Make Dollars & Sense?

 By Catherine Powell

Image courtesy Pixabay

While owning an electric vehicle (EV) is touted as more environmentally friendly, if you’re thinking about going electric, you had better talk to your insurance agent to make sure that you’re properly covered on both your auto and homeowner’s policies.  That’s right, owning an EV can alter not only what you pay for auto insurance but homeowner’s insurance as well.  That’s because EVs need to be recharged and to do that you need to have some electrical work performed in your garage.  Unfortunately, you can’t simply plug in an EV to one of your existing outlets.  You’re required to install a purpose-built EV charger and possibly a bank of lithium-ion batteries to top up your vehicle.  Before you drive off the lot with an electric vehicle, here’s what you need to know.

Wednesday, March 9, 2022

Can Artificial Intelligence Make Insurance Smarter?

By Catherine Powell

Image courtesy Pixabay

If you own a top-of-the-line vehicle, you probably realize that artificial intelligence is built-in at the factory.  Everything from automotive autopilots to AI-enabled GPS navigation is standard in luxury cars these days. However, what you may not know is that AI isn’t only being used to help you get from Point A to Point B safely and efficiently, it’s also being used by more and more insurance companies to better serve their customers.  Below are ten ways that AI is improving insurance delivery.

Wednesday, March 2, 2022

All About Auto Insurance

By Catherine Powell

Image courtesy Pixabay

If you own a car, a light truck, a van, a quad, or a street-legal golf cart, then you’re required to carry auto insurance in Florida, because that’s the law.  While you may dutifully pay your premiums and do everything in your power to keep your auto payments as low as they can go, what you may not realize is what you get for your money.  So, I thought I’d take the time to tell you about the protection that’s afforded every motorist in the Sunshine State, as well as go over some valuable options you may like to know about.

The Real Cost of a DUI Charge

 By Catherine Powell Image courtesy of Pixabay Last month I covered the costs incurred when a driver gets a traffic citation.  This month I ...