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Wednesday, February 24, 2021

Looking to Moonlight? Call Your Insurance Agent First

 By Catherine Powell

Whether you’re fully invested in the gig economy or are just looking to pick up a little folding green by moonlighting, there are a few things you need to know before you get started.  That’s because whether you are thinking of getting into ridesharing, becoming a delivery driver, or even using Airbnb to rent out your home or just a room, there are some liabilities that aren’t covered by your auto or homeowner’s policy.  Even if you’re thinking about making and selling jewelry or some other craft online, don’t assume that your existing insurance is going to cover your endeavors.  Should someone be injured by one of your products or your wares get stolen or burned up in a fire, you’ll soon come to find that all your hard work has gone up in smoke.  Below are some words to the wise about what you need to know to protect you and your sideline business.

Thursday, February 18, 2021

Want to Add a New Pet to Your Household?

 By Catherine Powell

If you love animals like I do, then you probably have a pet or two.  If you suddenly feel the urge to add another pet to your household, or if you’re considering getting your first one, there are a few things you need to consider in advance.  Just like children, having pets means you not only need to make space for them in your heart and in your home, you also need to make sure their needs are met.  Below are some pointers that will not only help you choose the pet that best fits your lifestyle, but it will help you integrate it with any other pets that you may already have.

Wednesday, February 10, 2021

10 Ways for Millennials to Get a Deal on Auto Insurance

 By Catherine Powell

If you were born at or around the turn of the century, you’re aware of several things.  You were born into the Information Age and are hopelessly hooked on everything that’s web-enabled. You prefer social media to social events.  You’d be lost without your smartphone. You’re fed up with paying high auto insurance rates.  While my generation can do little to help you resolve your Internet addiction, we can tell you a thing or two about what you need to do to take a bite out of auto insurance costs if you’re less than 25-years-old.

Wednesday, February 3, 2021

Can Your Mobile Home Deal with Mother Nature at Her Worst?

 By Catherine Powell

Mobile homes have been around for a long time and with good reason.  When it comes to affordable housing, a mobile home is hard to beat.  In north Florida, the average price of a single-family home is currently $240,000.  The average price of a manufactured (aka mobile) home is right around $81,000, which is 1/3 the price.  If you live in a mobile home, you know it was manufactured in a factory only to be trucked to your lot after the fact.  What you may not know is that when it comes to securing a mobile home against storm damage, you need to weigh the variables that differentiate manufactured homes from typical single-family dwellings.

10 Ways to Lower Your Cyber Insurance Cost

By Catherine Powell Image courtesy Pxhere Computer hacking has gotten so costly to businesses that most insurers have not only been forced t...