How Umbrella Insurance Can Turn a Frown Upside Down

By Catherine Powell

Image courtesy pxfuel

In Florida they say it never rains but it pours.  And when the precipitation is coming down in sheets, an umbrella can be worth its weight in gold.  Just as an umbrella helps protect you from inclement weather, there is an insurance product called an umbrella policy that’s designed to keep all kinds of unpleasant things from raining down on you.  In today’s blog, I’ll tell you what makes umbrella policies tick and how you can use them to bolster your existing insurance coverage.

How Liable are You to Need Liability Insurance?

By Catherine Powell

Image courtesy of Picserver

When business owners ask me how much liability insurance they need to carry, I answer their question with several of my own.  That’s because there are several different insurance products lumped under the liability insurance banner.  Depending on the type of business you own, you could require more than one type of liability insurance.

How Much Liability Insurance Does Your Business Need?

By Catherine Powell

Image courtesy of Creative Commons

If you own a business, you realize there’s a certain amount of risk that goes with the territory.  The bigger your business is, the bigger the risks.  That’s because the bigger your business gets, the more chances there are for things to go wrong.  Employees can get injured on the job, customers can sue you, business partners can pass away and data can be stolen.  However, even if you run a small 1-man business from your home, you’re not immune to business liability issues that could quickly put you out of business.  Whether your business is a sole proprietorship with only one employee, or it is a going concern with 100, today’s blog will show you how to determine how much liability insurance your business needs.  If you would like to get a free instant competitive liability quote click here.