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Wednesday, January 25, 2023

10 Ways to Talk Your Way Out of a Traffic Ticket

 By Catherine Powell

Image courtesy Pixabay

Nobody likes to get pulled over for a traffic violation.  Yet what you say and do in the next few minutes can mean the difference between being given a warning or a ticket.  Getting ticketed cannot only cost you money, but the infraction can also cost you time as well.  That's because getting a ticket can mean taking the time to either fight it in court or attend traffic school. It can also spell the potential for causing your insurance rates to rise.  If you'd like to avoid all of these sticky situations, below are ten things you need to consider the next time you see those flashing blue and red lights pull behind your vehicle.

Wednesday, January 18, 2023

How Secure are Home Security Cameras?

 By Catherine Powell

Image courtesy Pixabay

If you were following the news around the holidays, you may have caught the Fox 30 piece about porch pirates who were captured on video stealing packages.  While this kind of larcenous behavior is nothing new, the proliferation of home security cameras has made it easier for home and business owners to catch thieves in the act.  This not only gives law abiding citizens evidence to use in court when the culprit is caught, but some web-enabled systems allow owners to alert law enforcement while the crime is taking place.  While user-friendly technology is making it far easier to secure your possessions, some systems can be used to spy on the same home and business owners who installed them.  If you own or are planning on acquiring home security cameras for your property, you need to know a few things about that eye-in-the-sky.

Wednesday, January 11, 2023

Spoofed Call Scams Are No Joke

 By Catherine Powell

Image courtesy pxhere

In this high-tech world of ours we're all at risk of being scammed.  In previous posts I've revealed all kinds of ways that con artists use technology to rob consumers and small business owners blind.  In this week's blog I'll reveal how phone rooms run by international criminal enterprises are now using sophisticated techniques to fool the average citizen. All too many victims are being conned into revealing sensitive information, while others are being duped into transferring money directly to these crooks.

Wednesday, January 4, 2023

10 Tips for Photographing the Scene of an Accident

 By Catherine Powell

Image courtesy Pixabay

They say a picture is worth a thousand words.  In the insurance industry it can be worth a thousand dollars or much more.  When it comes to filing an insurance claim, the devil is in the details.  Forget to fill in the blanks and you risk getting less than you expect or you can have a claim denied.  Providing your insurance company with everything it needs to properly assess the damage and  process your claim can be simple or it can be complicated.  Fortunately, every consumer carries a device that makes claims processing a snap.  I'm talking about your smartphone.  In this week's blog I'll tell you what you need to know when it comes to documenting a car accident claim with photographs.

Insurance Considerations Following a Divorce

 By Catherine Powell Image courtesy Pixabay As I've pointed out in many blogs, insurance is based on risk.  That risk is based on statis...