How is Hail Damage Covered?

 By Catherine Powell

Image courtesy pxhere

It's that time of the year again Floridians, when thunderstorms are an almost daily occurrence for the next few months.  Along with high wind and torrential rain, some thunderheads pack an icy surprise: hailstones. Their size can range from pees to baseballs.  They can fall from the sky at over a hundred miles per hour, damaging homes, yards, vehicles, and more.  If you wind up with property that's been dinged, cracked, shattered, or that looks as dimpled as a golf ball once the storm has passed, do you know if the damage is a covered claim?  Are you prepared to document the damage before the icy evidence melts away?  If you're wondering how to make sure you get every penny that's coming to you from hail damage, you've come to the right place.

Come Hail and High Water

 By Catherine Powell

Image courtesy Pixabay

Thunderstorm season is right around the corner in the deep south.  With it will come torrential rain and frozen projectiles that can ding cars and roofs with abandon.  Hail and water damage are some of the most prevalent insurance claims during the long, hot Florida summer.  If you’re unfortunate enough to be under the center of a thunderhead during an afternoon gulley washer, don’t be surprised if you wind up filing either a homeowner’s or a comprehensive claim in the next few months.  To help you avoid the worst of the damage that hail and high water can accomplish, as well as to let you know what to do if you need to file a claim, I’ve come up with a top-10 list you’ll want to peruse.

The Difference Between Wind, Flood and Storm Damage

By Catherine Powell

Image courtesy flickr

Just when you thought it was safe after Dorian came and went, here comes Humberto.  While only a tropical storm as I write this blog, the predictions for Humberto are for much more wind and rain to fall on Florida than it did with Dorian.  With that in mind, I thought I’d take the time to cover the difference between flood and storm damage this week.  Especially for those homeowners who don’t have a flood policy, this information could mean the difference between having a claim approved or denied after the next named storm roars through town.

Come Hell or High Water

By Catherine Powell

Image courtesy flickr

Baby, it’s hot outside.  The worst part is that the only time it seems to cool down is after the afternoon thundershower has rolled through town.  With another six weeks or so of summer weather yet to come, I thought I’d take the time to point out what you need to do to make sure that neither heat nor rain spoils your fun by damaging your home.  Below is my short list of the do’s and don’ts of managing your house and yard to fend off the worst that Mother Nature can throw at you between now and Autumn.