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Wednesday, December 28, 2022

Dealing with Insurance Adjusters

By Catherine Powell

Image courtesy of Pix4free
As they say, "Into every life a little rain must fall."  In my industry, falling rain is known to cause property damage and traffic accidents.  Should either of these befall you, it will likely trigger an insurance claim that will in turn require a property and casualty adjuster to resolve.  This kind of adjuster is tasked with investigating and settling homeowner and auto insurance claims.  The better you understand the process used by this type of adjuster, the better the result and the less stress you will go through while waiting for your claim to be processed.   Below are ten things you need to know to deal with insurance adjusters.

Wednesday, December 21, 2022

Can Cryptocurrency Be Insured?

 By Catherine Powell

Image courtesy Pixabay

FTX founder & CEO Sam Bankman-Fried indicted for fraud? Cryptocurrency player BlockFi filing for bankruptcy?  A-List celebrities including Madonna, Justin Bieber, Paris Hilton, Jimmy Fallon, Serena Williams, & Kevin Hart named in class action lawsuit against cryptocurrency startup Yuga Labs?    If you've invested in or are considered investing in cryptocurrency, you may wish to know how exposed you are to market volatility.  You may also want to know if you can hedge your bet when it comes to crypto investments.  If that's what's keeping you awake at night, here's what you need to know.

Wednesday, December 14, 2022

Does Open Enrollment Spell Open Season for Fraudsters?

 By Catherine Powell

Image courtesy Pixabay

It's that time of the year again when many of us shop not only for holiday presents but affordable health care.  Just like the Grinch Who Stole Christmas, there are a lot of healthcare scammers out there during open enrollment who won't only steal your premiums but could leave you on the hook for tens of thousands of dollars next year.  To help you weed out the fraudsters, I've come up with my top-10 list of healthcare scams.

Wednesday, December 7, 2022

Who Shares the Risk When You Rideshare?

By Catherine Powell

Image courtesy Pixabay

I'm old enough that I remember when the only rideshare option available to most commuters was a carpool.  Back then carpooling was seen as a great way to save money on transportation while doing your part for the environment at the same time.  But since 2009, when Uber was started, ridesharing has become a big business, not to mention a way to turn your personal vehicle into a taxi.  While I covered the insurance ramifications of carsharing in a previous blog, now that everything from bicycles and scooters to electric vehicles are available as rideshares, I thought it was time to give my readers the lowdown on who's covered should an accident occur.  

Insurance Considerations Following a Divorce

 By Catherine Powell Image courtesy Pixabay As I've pointed out in many blogs, insurance is based on risk.  That risk is based on statis...