Tired of Spam Calls, Texts & Email?

 By Catherine Powell

Image courtesy Pixabay

I don’t know about you, but it seems to me that at least half the calls & texts that come in on my cellphone every day are spam.  It turns out I’m not alone.  In 2019, more than 63 billion spam calls were received by Americans. This resulted in 43 million consumers being scammed for $10.5 billion.  While the statistics for 2020 have yet to be released, you can be assured that as a result of COVID-19, the numbers are only going to go up.  If you’re sick and tired of receiving spam calls, texts and emails, here are some helpful tips.

How Business Insurance Helps Owners Bounce Back from the Brink

 By Catherine Powell

Image courtesy Pixabay

A year after COVID-19 reared its ugly head, business owners are still reeling from its effects.  With more consumers staying home, every business from restaurants and travel to retail have found their profits way off. Even many service-based businesses have seen profit margins plummet due to the pandemic.  While this health crisis is unprecedented, it isn’t the only disaster that business owners have faced in recent years.  Less than four years ago, we in North Florida had to deal with the destruction caused by Hurricane Irma which hit a year after Hurricane Matthew.  While some businesses were forced to close their doors after they blew threw town, others were able to weather the storm, especially those who had business insurance.  If you own a business and don’t want to be derailed by disaster, let me show you what you need to know.

The ABCs of Boat Insurance

By Catherine Powell

Image courtesy Pixabay

It may only be early March, but already the temperatures in northeast Florida are in the mid to upper seventies.  That’ means it won’t be long before boaters take to the water.  If you own a boat or are thinking of purchasing a boat, there are a few things you need to know about boat insurance, especially if you don’t want your weekend hobby to interfere with your full-time profession.  Like it or not, every time you go out on the water you are taking a risk that you could find yourself in a situation where your boat either sinks or has a run-in with another watercraft.  Even the most experienced boaters can have an incident on the water that causes either they or their passengers to get injured or even killed.  Should worst come to worst, you want to make sure that you’re covered for any liability.  If not, you could find your boat has gotten you into hot water.

Moving Out of State? Here's What You Need to Know About Auto Insurance.

 By Catherine Powell

Moving from one state to another is always an adventure.  There’s so much to do and so much to learn when you move out of state.  You’ll not only have to adapt to unfamiliar geography, but you may also have to deal with a new climate.  I know I did when I moved to Florida from the northeast twenty-three years ago.  Not that I miss slip-sliding through snow and ice.  But the long, hot Florida summers took some getting used to.  When it comes to settling in after an interstate move, don’t forget you only have a limited amount of time to register your vehicles and get new license plates.  You’ll also need to let your insurance company know about the move as well.  Here are a few things you’ll also need to know that can affect your auto insurance coverage.

Looking to Moonlight? Call Your Insurance Agent First

 By Catherine Powell

Whether you’re fully invested in the gig economy or are just looking to pick up a little folding green by moonlighting, there are a few things you need to know before you get started.  That’s because whether you are thinking of getting into ridesharing, becoming a delivery driver, or even using Airbnb to rent out your home or just a room, there are some liabilities that aren’t covered by your auto or homeowner’s policy.  Even if you’re thinking about making and selling jewelry or some other craft online, don’t assume that your existing insurance is going to cover your endeavors.  Should someone be injured by one of your products or your wares get stolen or burned up in a fire, you’ll soon come to find that all your hard work has gone up in smoke.  Below are some words to the wise about what you need to know to protect you and your sideline business.

Want to Add a New Pet to Your Household?

 By Catherine Powell

If you love animals like I do, then you probably have a pet or two.  If you suddenly feel the urge to add another pet to your household, or if you’re considering getting your first one, there are a few things you need to consider in advance.  Just like children, having pets means you not only need to make space for them in your heart and in your home, you also need to make sure their needs are met.  Below are some pointers that will not only help you choose the pet that best fits your lifestyle, but it will help you integrate it with any other pets that you may already have.

10 Ways for Millennials to Get a Deal on Auto Insurance

 By Catherine Powell

If you were born at or around the turn of the century, you’re aware of several things.  You were born into the Information Age and are hopelessly hooked on everything that’s web-enabled. You prefer social media to social events.  You’d be lost without your smartphone. You’re fed up with paying high auto insurance rates.  While my generation can do little to help you resolve your Internet addiction, we can tell you a thing or two about what you need to do to take a bite out of auto insurance costs if you’re less than 25-years-old.