Does Cruise Insurance Guarantee Smooth Sailing?

By Catherine Powell

Image courtesy Microsoft Image Designer

While the cruise industry almost went down with the ship during the COVID pandemic, it has since rebounded big time. In fact, more than 35 million passengers are expected to sail this year, up 6% from last year.  The appeal of cruising is obvious.  Cruise ships not only offer travelers the opportunity to visit exciting destinations, they also provide everything from onboard entertainment to world-class dining and casino gaming.  Plus, you don't have to change hotels every time the ship stops at a port of call.  The only fly in the ointment is what can happen if something goes wrong during your cruise, or something untoward were to happen to you before you board the ship.  When you consider that you can expect to spend an average of $1,000-$6,000 for a cruise these days, many people looking to protect their investment consider acquiring cruise insurance.  If you're considering going on a cruise anytime in the near future, there are a few things you need to know.

Can High Tech Lay You Low?

By Catherine Powell

Image courtesy Microsoft Image Creator

I've always said that technology is a two-edged sword.  In some ways it makes life a lot easier.  The problem is, that same technology can cause you a lot of trouble when it doesn't work, or when someone uses it to do things that aren't in your best interest.  To help you stay ahead of the high-tech curve, I've come up with a list of ten things you need to be aware of when it comes to technology.