Tired of Spam Calls, Texts & Email?

 By Catherine Powell

Image courtesy Pixabay

I don’t know about you, but it seems to me that at least half the calls & texts that come in on my cellphone every day are spam.  It turns out I’m not alone.  In 2019, more than 63 billion spam calls were received by Americans. This resulted in 43 million consumers being scammed for $10.5 billion.  While the statistics for 2020 have yet to be released, you can be assured that as a result of COVID-19, the numbers are only going to go up.  If you’re sick and tired of receiving spam calls, texts and emails, here are some helpful tips.

How Business Insurance Helps Owners Bounce Back from the Brink

 By Catherine Powell

Image courtesy Pixabay

A year after COVID-19 reared its ugly head, business owners are still reeling from its effects.  With more consumers staying home, every business from restaurants and travel to retail have found their profits way off. Even many service-based businesses have seen profit margins plummet due to the pandemic.  While this health crisis is unprecedented, it isn’t the only disaster that business owners have faced in recent years.  Less than four years ago, we in North Florida had to deal with the destruction caused by Hurricane Irma which hit a year after Hurricane Matthew.  While some businesses were forced to close their doors after they blew threw town, others were able to weather the storm, especially those who had business insurance.  If you own a business and don’t want to be derailed by disaster, let me show you what you need to know.

The ABCs of Boat Insurance

By Catherine Powell

Image courtesy Pixabay

It may only be early March, but already the temperatures in northeast Florida are in the mid to upper seventies.  That’ means it won’t be long before boaters take to the water.  If you own a boat or are thinking of purchasing a boat, there are a few things you need to know about boat insurance, especially if you don’t want your weekend hobby to interfere with your full-time profession.  Like it or not, every time you go out on the water you are taking a risk that you could find yourself in a situation where your boat either sinks or has a run-in with another watercraft.  Even the most experienced boaters can have an incident on the water that causes either they or their passengers to get injured or even killed.  Should worst come to worst, you want to make sure that you’re covered for any liability.  If not, you could find your boat has gotten you into hot water.

Moving Out of State? Here's What You Need to Know About Auto Insurance.

 By Catherine Powell

Moving from one state to another is always an adventure.  There’s so much to do and so much to learn when you move out of state.  You’ll not only have to adapt to unfamiliar geography, but you may also have to deal with a new climate.  I know I did when I moved to Florida from the northeast twenty-three years ago.  Not that I miss slip-sliding through snow and ice.  But the long, hot Florida summers took some getting used to.  When it comes to settling in after an interstate move, don’t forget you only have a limited amount of time to register your vehicles and get new license plates.  You’ll also need to let your insurance company know about the move as well.  Here are a few things you’ll also need to know that can affect your auto insurance coverage.